Loan statistics

An overview of our recent loans

Total new loans in December : £12,905,550

Loan statistics

Total new loans in December

£12,905,550

Total amount Lent to Date

£213,095,809

Capital lost through defaults*

£744,600 (0.54%)

Loan statistics for the past 3 months

October     November     December  
Loans due by end of Month
£130,758,009     £140,161,759     £151,674,609  
Loans Repaid £111,551,749 85.3%   £120,771,299 86.2%   £131,367,699 86.6%
Loans Defaulted £7,223,961 5.5%   £7,763,961 5.5%   £7,766,961 5.1%
Loans Overdue** £11,982,300 9.2%   £11,626,500 8.3%   £12,539,950 8.3%
                 
Breakdown of Defaulted Loans £7,223,961     £7,763,961     £7,766,961  
Funds Recovered £1,638,997 22.7%   £1,638,997 21.1%   £1,638,997 21.1%
Funds Pending £4,840,364 67.0%   £5,380,364 69.3%   £5,383,364 69.3%
Lost Capital £744,600 10.3%   £744,600 9.6%   £744,600 9.6%
Overall Return Rate (% per annum)
Loans Completed £118,775,709 £128,535,259 £139,134,659
Expected Return (Capital & Interest) £126,796,924 13.51% £137,263,253 13.58% £148,574,915 13.57%
Actual Return (Average net to investors)* £125,780,819 11.80% £136,247,148 12.00% £147,558,810 12.11%

* Calculated based on completed loans and stated before tax

** December figure includes 42 loans with agreed extension, pending refinance, totalling £10,948,450

Predicted Rates

Estimated future rates of return are as follows:

Gross interest payable: 13.4% per annum
% of Loans Defaulting: 7.0%
Estimated net return: 11.2% per annum

Is it safe?

No investment is without risk. FundingSecure manages the risk by;

  • Ensuring all assets are professionally valued
  • Restricting the amount lent to a typical maximum of 70% of the value (LTV).
  • For certain assets, such as cars and art, we use a lower LTV Assets are stored in a secure location. Jewellery is held in our own off-site vault. Vehicles and art are held with specialist storage companies.
  • Despite these measures, your capital remains at risk.

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Contact us

0800 690 6568 / 0118 324 3190 9am - 5pm

E-mail: customerservices@fundingsecure.com

Address: FundingSecure, Unit 8 Stokenchurch Business Park, Ibstone Road, Stokenchurch, Buckinghamshire, HP14 3FE


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Company Number: 8120200 / Authorised and Regulated by the Financial Conduct Authority
(Reference number 698305)