Loan statistics

An overview of our recent loans

Total new loans in January: £8,126,500

Loan statistics

Total new loans in January

£8,126,500

Total amount Lent to Date

£95,588,688

Capital lost though defaults*

£15,612 (0.03%)

Loan statistics for the past 3 months

November     December     January  
Loans due by end of Month
£45,727,019     £51,573,619     £54,154,019  
Loans Repaid £36,770,119 80.4%   £42,129,219 81.7%   £44,188,819 81.6%
Loans Defaulted £1,409,900 3.1%   £1,743,400 3.4%   £1,763,400 3.3%
Loans Overdue** £7,547,000 16.5%   £7,701,000 14.9%   £8,201,800 15.1%
                 
Breakdown of Defaulted Loans £1,409,900     £1,743,400     £1,763,400  
Funds Recovered £402,588 28.6%   £482,588 27.7%   £543,588 30.8%
Funds Pending £991,700 70.3%   £1,245,200 71.4%   £1,204,200 68.3%
Lost Capital £15,612 1.1%   £15,612 0.9%   £15,612 0.9%
Overall Return Rate (% per annum)
Loans Completed £38,180,019 £43,872,619 £45,952,219
Expected Return (Capital & Interest) £40,645,998 12.92% £46,719,915 12.98% £48,998,583 13.26%
Actual Return (Average net to investors)* £40,624,227 12.80% £46,698,144 12.88% £48,976,812 13.16%

* Calculated based on completed loans and stated before tax

** January Figure includes 16 loans with agreed extension, pending refinance, totalling £4,993,000

Predicted Rates

Estimated future rates of return are as follows: (Does not include bonus interest payments)

Gross interest payable: 12.7% per annum
% of Loans Defaulting: 7.0%
Estimated net return: 11.2% per annum

Is it safe?

No investment is without risk. FundingSecure manages the risk by;

  • Ensuring all assets are professionally valued
  • Restricting the amount lent to a maximum of 70% of the value (LTV).
  • For certain assets, such as cars and art, we use a lower LTV Assets are stored in a secure location. Jewellery is held in our own off-site vault. Vehicles and art are held with specialist storage companies.
  • Despite these measures, your capital remains at risk.

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Contact us

0800 690 6568 / 0118 324 3190 9am - 5pm

E-mail: customerservices@fundingsecure.com

Address: FundingSecure, 52A London End, Old Beaconsfield, Buckinghamshire, HP9 2JH


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Company Number: 8120200 / Authorised and Regulated by the Financial Conduct Authority