Loan statistics

An overview of our recent loans

Total new loans in November : £2,988,750

Loan statistics

Total new loans in November

£2,988,750

Total amount Lent to Date

£291,349,659

Capital lost through defaults*

£1,008,652 (0.48%)

Loan statistics for the past 3 months (Cumulative)

September     October     November  
Loans due by end of Month
£239,332,013     £247,980,424     £254,718,809  
Loans Repaid £195,463,736 81.7%   £198,682,745 80.1%   £201,639,575 79.2%
Loans Defaulted £10,232,806 4.3%   £10,239,156 4.1%   £10,649,156 4.2%
Loans Overdue** £33,635,451 14.1%   £39,058,522 15.8%   £42,430,078 16.7%
                 
Breakdown of Defaulted Loans £10,232,806     £10,239,156     £10,649,156  
Funds Recovered £2,980,977 29.1%   £2,984,429 29.1%   £3,320,929 31.2%
Funds Pending £6,303,075 61.6%   £6,246,075 61.0%   £6,319,575 59.3%
Lost Capital £948,754 9.3%   £1,008,652 9.9%   £1,008,652 9.5%
Overall Return Rate (% per annum)
Loans Completed £205,696,562 £208,921,901 £212,288,731
Expected Return (Capital & Interest) £219,609,473 13.53% £223,021,416 13.50% £226,658,519 13.54%
Actual Return (Average net to investors)* £218,250,183 12.21% £221,570,423 12.11% £225,106,242 12.08%

* Interest paid to investors £12,817,511, return calculated based on completed loans and stated before tax

** November figure includes 127 loans with agreed extension, pending refinance / sale, totalling £28,017,358

Predicted Rates

Estimated future rates of return are as follows:

Gross interest payable: 13.4% per annum
% of Loans Defaulting: 7.0%
Estimated net return: 11.2% per annum

Is it safe?

No investment is without risk. FundingSecure manages the risk by;

  • Ensuring all assets are professionally valued
  • Restricting the amount lent to a typical maximum of 70% of the value (LTV). For certain assets, such as cars and art, we use a lower LTV
  • Assets are stored in a secure location. Jewellery is held in our own off-site vault. Vehicles and art are held with specialist storage companies.
  • Despite these measures, your capital remains at risk.

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Contact us

0800 690 6568 / 0118 324 3190 9am - 5pm

E-mail: customerservices@fundingsecure.com

Address: FundingSecure, Unit 8 Stokenchurch Business Park, Ibstone Road, Stokenchurch, Buckinghamshire, HP14 3FE


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Company Number: 8120200 / Authorised and Regulated by the Financial Conduct Authority
(Reference number 698305)

Please note: No investment is without risk. FundingSecure manages the risk by ensuring all assets are professionally valued and restricting the amount lent to a typical maximum of 70% of the value (LTV). Despite these measures, your capital remains at risk.