Loan statistics

An overview of our recent loans

Total new loans in December : £5,091,450

Loan statistics

Total new loans in December

£5,091,450

Total amount Lent to Date

£296,441,109

Capital lost through defaults*

£1,334,741 (0.60%)

Loan statistics for the past 3 months (Cumulative)

October     November     December  
Loans due by end of Month
£247,980,424     £254,718,809     £264,647,459  
Loans Repaid £198,682,745 80.1%   £201,639,575 79.2%   £205,541,325 77.7%
Loans Defaulted £10,239,156 4.1%   £10,649,156 4.2%   £16,798,657 6.3%
Loans Overdue** £39,058,522 15.8%   £42,430,078 16.7%   £42,307,477 16.0%
                 
Breakdown of Defaulted Loans £10,239,156     £10,649,156     £16,798,657  
Funds Recovered £2,984,429 29.1%   £3,320,929 31.2%   £3,872,276 23.1%
Funds Pending £6,246,075 61.0%   £6,319,575 59.3%   £11,591,641 69.0%
Lost Capital £1,008,652 9.9%   £1,008,652 9.5%   £1,334,741 7.9%
Overall Return Rate (% per annum)
Loans Completed £208,921,901 £212,288,731 £222,339,983
Expected Return (Capital & Interest) £223,021,416 13.50% £226,658,519 13.54% £237,359,691 13.51%
Actual Return (Average net to investors)* £221,570,423 12.11% £225,106,242 12.08% £235,233,972 11.60%

* Interest paid to investors £12,893,990, return calculated based on completed loans and stated before tax

** December figure includes 157 loans with agreed extension, pending refinance / sale, totalling £32,676,107

Predicted Rates

Estimated future rates of return are as follows:

Gross interest payable: 13.4% per annum
% of Loans Defaulting: 7.0%
Estimated net return: 11.2% per annum

Is it safe?

No investment is without risk. FundingSecure manages the risk by;

  • Ensuring all assets are professionally valued
  • Restricting the amount lent to a typical maximum of 70% of the value (LTV). For certain assets, such as cars and art, we use a lower LTV
  • Assets are stored in a secure location. Jewellery is held in our own off-site vault. Vehicles and art are held with specialist storage companies.
  • Despite these measures, your capital remains at risk.

Register online

Registering online is quick and easy. To access our members' section, you don't need to enter any bank details or deposit any money.

Register now

Contact us

0800 690 6568 / 0118 324 3190 9am - 5pm

E-mail: customerservices@fundingsecure.com

Address: FundingSecure, Unit 8 Stokenchurch Business Park, Ibstone Road, Stokenchurch, Buckinghamshire, HP14 3FE


follow us on facebook   follow us on twitter   joing us on google plus

Company Number: 8120200 / Authorised and Regulated by the Financial Conduct Authority
(Reference number 698305)

Please note: No investment is without risk. FundingSecure manages the risk by ensuring all assets are professionally valued and restricting the amount lent to a typical maximum of 70% of the value (LTV). Despite these measures, your capital remains at risk.