Interest rates

Our rates are unbeatable - that's a promise!

What you see is what you get!

Our rates are unbeatable - that's a promise!

FundingSecure was the first peer-to-peer personal asset lender in the UK. Because of our unique funding arrangement, we can offer loans up to 30% cheaper than high street pawnbrokers and other online lenders. In fact, if you can show us an offer for less than our published rate, we'll match that offer AND give you the first month's interest free!

No set-up fees! No early repayment penalties: we charge on a daily basis which means that you only pay for the days you take out the loan, subject to 30 day minimum.

What you see is what you get:

See our table below for borrowing rates; 

Loan size Monthly interest rate
£500 - £1000 4.7%
£1,001 - £2,500 3.7%
£2,501 - £5,000 3.4%
£5,001 - £15,000 3.0%
£15,001 - £50,000  2.7%
£50,001 - £100,000 2.4%

Additional storage fees may be applied to loans secured against art and motor vehicles
For rates applicable to loans secured against property please contact us directly.

Representative example

Amount of credit: £10,100;

Loan term: 6 months;

Monthly interest rate (fixed): 2.73%;

Total interest: £1,654;

Total amount repayable: £11,754

Representative APR 35.4%.

Compare us against the competition

Loan amount: £10,100

Interest rate  Monthly APR
FundingSecure 2.73% 35.4%
H&T Pawnbroker 5.50% 72.0%
Borro 4.97% 83.3%

H&T rates based on rates on websites as of 6th August 2016

Apply now

If you own something that is worth more than you want to borrow, there is a good chance that we can lend you money. We offer loans against lots of different things so get in touch with us today. To get a free loan quote call 0800 690 6568 or apply online now

Contact Us

0118 324 3190 9am - 5pm


Address: FundingSecure, Unit 8 Stokenchurch Business Park, Ibstone Road, Stokenchurch, Buckinghamshire, HP14 3FE

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Company Number: 8120200 / Authorised and Regulated by the Financial Conduct Authority
(Reference number 698305) - (In Administration)

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Please note: No investment is without risk. FundingSecure manages the risk by ensuring all assets are professionally valued and restricting the amount lent to a typical maximum of 70% of the value (LTV). Despite these measures, your capital remains at risk.