No credit checks
No monthly instalments
No early repayment penalties
Representative APR: 46.5%

We offer quick and easy loans against your assets

It doesn't matter to us what you need the money for, or even what your credit history is like, we offer quick and easy loans with your assets or property held as security, similar to a high-street pawn broker.

Step one >>

Send an enquiry either online or by phone

We will call you back with a preliminary estimate of the amount we can lend, how the process works and any costs involved.

Step two >>

Valuation and contracts

The security offered will then be professionally valued and all legal proceedings and contracts will be put into place.

Step three >>

Funding and payment

The loan will be offered on our platform to our team of investors and, once the target has been met, you will receive the funds.

What we lend against

We offer loans against a wide range of assets. Providing there is a value above the loan amount, we will consider it. Some of the more common items we offer loans against are listed below:

Jewellery, gold and precious stones

We lend against anything from a simple diamond tennis bracelet through to a complete jewellery collection

read more

Property loans

If you're looking to develop land or even take a holiday of a lifetime, we can lend money against a wide range of properties

read more

Luxury watches

From Rolex to Breitling, lots of designer watches can be loaned against

read more

Classic and luxury cars

We have lent against custom hotrods, bmws and land rovers. Most modern and classic cars are considered

read more

Fine art

From Banksy prints to art by the Old Masters, we have lent against it

read more

Marine

Canal barges, Schooners or even motors boats are possible to loan against

read more

Collections

Medals, stamp collections, old comic books, autographs, model trains and even vintage wines can be used as collateral.

read more

Other items

Anything with a value can be loaned against, including fine wines and comic books

read more

No credit checks

Because we only lend money against assets, we aren't interested in credit checks or what you need the money for. Borrowing money from us won't impact your credit history either as we are only interested in the assets that you want to loan against.

Providing the asset that you wish to loan against is legally owned by you, has a value above your loan amount (plus interest) and isn't electronic, we will always try and help you out.

A simple and quick personal approach

On first contact with us you will be given your own personal account manager who will help guide you through the whole process and answer any questions that you may have. Although your assets are at risk if you fail to pay at the end of your loan we will generally try and help you out, wherever possible, to ensure that doesn't happen.

At any point during the loan you can request your account balance and we will not penalise you if you decide to repay early.

Frequently asked questions

What is Peer to Peer Lending?

Peer-to-Peer Lending (P2P) is a concept which allows investors to lend directly to borrowers, bypassing banks to reduce the cost of borrowing and provide investors with a better return. FundingSecure is the only peer-to-peer platform specialising in lending against the personal assets of the borrower.

Fill in the online form below or call us on 0800 690 6568 / 0118 324 3190

At the end of the loan term, the loan can be renewed by paying the interest owed.

No. Because our loans are secured against an asset, your credit history isn't important to us.

We can issue loans against any item of value, the most popular being jewellery, watches, vehicles and fine arts. We do not accept electrical equipment.

Funds are generally transferred within 24 hours of us receiving the asset. Large loans (above £100,000) and unusual assets may take longer.

We have a range of options to suit your needs. Please click on the link to be directed to our sending in your assets page. If, after sending your asset, you decide not to pursue with the loan, we will not charge you for the cost. If you do decide to take a loan, the logistics cost will be payable at the end of the loan term.

All small items such as jewellery and watches are stored in our own vault at a secure location, unless otherwise stated. Vehicles and art are stored at specialist 3rd party storage units. We insure all goods that we hold on your behalf.

All loan agreements are open for 6 months and the loan is repayable in full at the end of the loan term. However, you can repay the loan at any point during the 6 month period, subject to a minimum of 30 days interest and charges. Interest accrues by the day so you only pay for the days you use. Interest is paid at the end of the loan term.

Loan calculator

Please drag the slider below to select the amount you wish to borrow:


Amount of Credit:
Loan Term:
Monthly Interest Rate:
Repayment Amount:
APR:

 

(For larger loans or loans secured against property please contact us for rates)

Representative example

Amount of credit: £10,100; Loan term: 6 months; Monthly interest rate (fixed): 2.73%; Total interest: £1,654; Total amount repayable: £11,754

Representative APR 35.4%.

Read about our interest rates

Apply now

If you own something that is worth more than you want to borrow, there is a good chance that we can lend you money. We offer loans against lots of different things so get in touch with us today. To get a free loan quote call 0800 690 6568 or apply online now

Please note: We do not supply personal loans - only secured loans.

Contact us

0800 690 6568 / 0118 324 3190 9am - 5pm

E-mail: customerservices@fundingsecure.com

Address: FundingSecure, 52A London End, Old Beaconsfield, Buckinghamshire, HP9 2JH


follow us on facebook   follow us on twitter   joing us on google plus

Company Number: 8120200 / Authorised and Regulated by the Financial Conduct Authority

apply for a loan